Indexed
Universal Life
Insurance
Mick's Financial Services
Planning for the future can be daunting, but protecting your family’s financial security doesn’t have to be. IUL Insurance provides peace of mind by offering lifelong coverage and potential cash value growth, ensuring that your loved ones are protected while you build a flexible financial safety net.
Sara K.R.
⭐⭐⭐⭐⭐
Mickey took the time to explain life insurance in detail, got me quotes, and really knows what he’s talking about. A genuinely nice person who really wants to help people. He’s heavily invested in Marshalltown and its growth, needs and commits to making it a great place to live.
Happy Customers
More than 1,000+ clients taken care of!
Indexed Universal Life Insurance
Mick's Financial Services
Planning for the future can be daunting, but protecting your family’s financial security doesn’t have to be. IUL Insurance provides peace of mind by offering lifelong coverage and potential cash value growth, ensuring that your loved ones are protected while you build a flexible financial safety net.
About Us
Helping You To
Manage Your IUL
Insurance Needs!
Financial educator and business owner Mickey McDonald is on a mission to help Midwest families protect what matters most.
Mickey McDonald
Owner & Licensed Financial Professional
NPN: 20335760
About Us
Helping You To
Manage Your IUL Insurance Needs!
Financial educator and business owner Mickey McDonald is on a mission to help Midwest families protect what matters most.
Mickey McDonald
Owner & Licensed Financial Professional
20335760
Everything You Need To Know
About IUL Insurance
At A Glance
What is Indexed Universal Life Insurance?
IUL Insurance provides lifelong coverage with cash value growth tied to market performance, allowing you to protect your family and build savings with flexible premiums.
Important Details
IUL offers coverage while accumulating cash value, which can be accessed for retirement, emergencies, or other needs. It’s a flexible plan for long-term financial security.
Everything You Need To Know About
IUL Insurance At A Glance
What is Indexed Universal Life Insurance?
IUL Insurance provides lifelong coverage with cash value growth tied to market performance, allowing you to protect your family and build savings with flexible premiums.
Important Details
IUL offers coverage while accumulating cash value, which can be accessed for retirement, emergencies, or other needs. It’s a flexible plan for long-term financial security.
Reviews
Real-Life Testimonials
From Satisfied Clients
Sara K.R.
Mickey took the time to explain life insurance in detail, got me quotes, and really knows what he’s talking about. A genuinely nice person who really wants to help people. He’s heavily invested in Marshalltown and its growth, needs and commits to making it a great place to live.
Missy T.
OMG, where to start? I had so many questions about life insurance for my husband and me. Mick took the time to listen to our needs, what was in our budget, going over every option available to us and made it simple! I highly recommend Mick for ALL your financial needs!
Katelyn H.
I went through Mick’s Financial Services to set up a retirement account, a college savings for my daughter, as well as some much needed life insurance. The process was very simple and he helped me fully understand everything before I made any final decisions. He made sure I had the right plan to accommodate my needs/wants while also not breaking the bank. Highly recommend this wonderful professional!
Reviews
Real-Life Testimonials
From Satisfied Clients
Sara K.R.
"Mickey took the time to explain life insurance in detail, got me quotes, and really knows what he’s talking about. A genuinely nice person who really wants to help people. He’s heavily invested in Marshalltown and its growth, needs and commits to making it a great place to live."
Missy T.
"OMG, where to start? I had so many questions about life insurance for my husband and me. Mick took the time to listen to our needs, what was in our budget, going over every option available to us and made it simple! I highly recommend Mick for ALL your financial needs!"
Katelyn H.
"I went through Mick’s Financial Services to set up a retirement account, a college savings for my daughter, as well as some much needed life insurance. The process was very simple and he helped me fully understand everything before I made any final decisions. He made sure I had the right plan to accommodate my needs/wants while also not breaking the bank. Highly recommend this wonderful professional!"
More Info
Important Questions
Is Indexed Universal Life Insurance Right for Me?
IUL Insurance is ideal if you want lifelong coverage with the potential for cash value growth. It’s a flexible option that lets you adjust your premiums and death benefit, making it suitable for those who want both protection and a financial growth opportunity.
How Much Coverage Do I Need?
The amount of coverage depends on your financial goals and the needs of your beneficiaries. IUL policies can be customized, allowing you to choose a coverage amount that provides security for your family while meeting your budget.
Is a Medical Exam Required?
In many cases, a medical exam may be required for IUL Insurance, especially if you're looking for higher coverage amounts. However, some policies may offer simplified underwriting for lower coverage limits.
Can I Access the Cash Value?
Yes, you can access the cash value accumulated in your IUL policy. It can be used for various financial needs, such as supplementing retirement income, covering unexpected expenses, or funding education.
How do I Sign Up?
You can start by scheduling a consultation to discuss your needs with an insurance expert. They’ll help you customize your IUL policy and guide you through the application process.
More Info
Important Questions
Is Indexed Universal Life Insurance Right for Me?
IUL Insurance is ideal if you want lifelong coverage with the potential for cash value growth. It’s a flexible option that lets you adjust your premiums and death benefit, making it suitable for those who want both protection and a financial growth opportunity.
How Much Coverage Do I Need?
The amount of coverage depends on your financial goals and the needs of your beneficiaries. IUL policies can be customized, allowing you to choose a coverage amount that provides security for your family while meeting your budget.
Is a Medical Exam Required?
In many cases, a medical exam may be required for IUL Insurance, especially if you're looking for higher coverage amounts. However, some policies may offer simplified underwriting for lower coverage limits.
Can I Access the Cash Value?
Yes, you can access the cash value accumulated in your IUL policy. It can be used for various financial needs, such as supplementing retirement income, covering unexpected expenses, or funding education.
How do I Sign Up?
You can start by scheduling a consultation to discuss your needs with an insurance expert. They’ll help you customize your IUL policy and guide you through the application process.
Looking for a First-Class IUL Insurance Consultant?
Looking for a First-Class IUL Insurance Consultant?
Mick's Financial Services is committed to serving you at the highest level with all your Indexed Universal Life Insurance needs.
National Producer Number: 20335760
Company
Directories
Legal
Mick's Financial Services is committed to serving you at the highest level with all your Indexed Universal Life Insurance needs.
National Producer Number: 20335760
Company
Directories
Legal